Month: February 2020

Loan insurance: when it explodes the rate of wear.

Low mortgage rates, a blessing for all borrowers? “No” will answer the elderly and those working in a risky profession! At issue: the calculation of the usury rate, which collapsed due to the fall in mortgage rates, but mechanically excludes the profiles least favored by loan insurance. Explanations. The perverse effect of low mortgage rates Read More

What is the special loan offer without a job.

Not only a financing model is possible for the loan without a job. A specific model can only be recommended if the personal circumstances are known. The article provides examples of different life models and the resulting credit opportunities. A credit without a job – creditworthiness without a job income If the creditworthiness were solely Read More

Loan without entry in the land register.

Real estate loans are generally linked to a land register entry. Exceptions are possible if the loan amount is less than USD 50,000 and the loan applied for is used for the renovation or remodeling of an existing property. Many banks use the product name modernization loan for such a loan without a land register Read More